Disclosure

Steven Hartman is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0823865), CO, IA, ID, IN, KY, MD, MN, MO, MT, ND, NY, SC, SD, TX, UT, and WI. No insurance business may be conducted outside the states referenced.

Steven Hartman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 808 3rd Ave S Ste 420, Fargo, ND, 58103, 701-293-1188. In this regard, this communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, FL, IA, ID, IN, KY, MN, MT, ND, NM, SD, UT, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Steven Hartman is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AZ, CA, CO, FL, IA, ID, IN, KY, MD, MN, MT, ND, NM, SD, UT, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.